Terms of Service

Premium Banking

Free servicing of service packages is provided in the following cases.

You need to get 5 stars using any combination of the conditions listed bellow.

If one condition is fulfilled twice or more the size, you receive 2 or more stars.

Stars are assigned only in full terms for every full amount of money.

  • 1 star for every 500 000 RUB on Russian ruble account and/or in investment products at the end of the year. Including savings accounts and own funds on the credit card. Investment products in Russian rubles include: deposits, UIFs, trust management, Investment Life Insurance, Universal Life Insurance «Raiffeisen Life», PRO-Health, brokerage services.
  • 1 star for every 100 000 RUB salaries income (from legal entity)
  • 1 star for every 3 000 000 RUB credit funds issued by Raiffeisenbank. Credit funds include mortgage and consumer credit (initial amount of issue). Only existing (not closed) loans are taken into account.
  • 1 star for every10 000 USD / EUR on USD/EUR accounts and/or in investment products at the end of the month. Investment products include: deposits, trust management, Universal Life Insurance «Raiffeisen Life». Balances in the US dollars and Euro are summed up with each other without conversation and conversion to the rubles equivalent (the exception is brokerage services which are accounted for in rubles at the exchange rate of the Central Bank of Russia on the last working day of the month).
  • 1 star for every 50 000 RUB per month spent on all cards of the Client. Expenses in foreign currency will be accounted for in Russian rubles at the exchange rate of the Central Bank of Russian on the last working day of the month.

Balances in currencies GBP, CHF, JPY are not taken into account.

The first month of service is grace. Then you will able to choose the most suitable option for you.

If you get less than 5 stars, the service will cost 5 000 RUB per month.

Example 1

Example 2

Example 3

Example 4

Example 5

To become a customer of the bank and enjoy all the benefits of the program, just send us your request using the link below Apply now