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Raiffeisenbank Has Been Included in the State Programme for Discount Car Loans

ZAO Raiffeisenbank has been included in the state programme for discount car loans.

We are very pleased to offer our clients the option of receiving credit for the purchase of a Russian car at a subsidised interest rate. There are a lot of advantages of going with our programme: a minimal document package, quick application processing, and the chance to pay off your loan early without incurring a fee beginning on the second day of the loan. We are planning to participate actively in this programme, and we are certain that potential car buyers will find our offer attractive, commented Andrey Stepanenko, a member of the Raiffeisenbank board and the head of the Consumer Banking Directorate.

The programme is intended to compensate car loan interest rates at two thirds of the refinancing rate (now 9.5%) upon the purchase of a car included in a list confirmed by the Russian government.

Full information on the conditions for all of Raiffeisenbanks automobile financing programmes may be found on the banks website under Car Loans.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen International Bank-Holding AG. Raiffeisenbank is ranking 9th in terms of assets among the Russian banks based on 3Q 2009 results (Interfax-CEA). According to Interfax-CEA, ZAO Raiffeisenbank ranked 5th in Russia in terms of private deposits and 8th in consumer lending in Russia based on 3Q 2009 results.

Raiffeisen International operates one of the largest banking networks in CEE, covering 17 markets across the region through subsidiary banks, leasing companies and a range of other financial service providers. The groups nearly 59,000 employees service around 15 million customers via more than 3,100 business outlets. Raiffeisen International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Osterreich AG (RZB), which owns about 70 per cent of the common stock. The remainder is in free float, with the shares listed on the Vienna Stock Exchange. RZB is a leading corporate and investment bank in Austria and the central institution of the Austrian Raiffeisen Banking Group, the countrys largest banking group.


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