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Chevrolet and Raiffeisenbank are launching a new car loan programme for the Chevrolet Lacetti

From 1 November through 31 December inclusive, a new GM Finance programme will be conducted at the Chevrolet dealership network. The programme was developed in partnership with Raiffeisenbank on the basis of a car loan offer for Chevrolet Lacettis.

In accordance with the conditions of the programme, credit may be received for the purchase of a Chevrolet Lacetti; the minimum monthly payment will be only 3,333 roubles1. The offer will come into force when a client concludes a credit agreement at Raiffeisenbank. Credit is issued in roubles for up to 72 months. For the minimum down payment to be effective, a down payment of no less than 50% must be made.

At the end of the year, buyers are especially on the lookout for good offers on the market. We offer unique conditions: the credit term is increased to 72 months, and the minimum monthly payment has been reduced to 3,333 roubles. We believe that buyers who are trying to find the optimal relationship between price and quality will understand the merits of our programme, noted Beate Stumpe, Chevrolets Director of Sales and Marketing.

We are glad that Chevrolet is one of our strategic car loan partners, and I am certain that our current and potential clients will value the advantages of our programme for the purchase of one of the most popular C-class cars on the Russian market, said Andrey Stepanenko, a member of the Raiffeisenbank board and head of the Consumer Banking Directorate.

For the buyers convenience, the maximum documentation required for the credit approval process is just two documents for a credit sum of up to 600,000 roubles; approval decision time is no more than one day.

The GM Finance programme offers various credit options, so that buyers may choose the best payment plan in correspondence with their wishes and financial abilities. Therefore, the minimum down payment may be up to 20% at a 0% interest rate; the credit term may be from 12 to 72 months.

Chevrolet is General Motors leading international brand. It sells more than 4.5 million cars in more than 130 countries every year. It is the fourth largest selling car brand in the world and one of the fastest growing. Chevrolet is distinguished by its exceptional design, excellent selling points, and striving to provide buyers with the best relationship between price and quality in all of its business segments. After Chevrolets brand updating in Europe in 2005, sales more than doubled in 2008 and reached 500,000 cars. Chevrolets new model series includes the compact Aveo, the golf-class Cruze, the Captiva crossover, and the Epica business sedan. In 2010, a completely new city car model called Spark will be introduced. Chevrolets largest European markets are Russia, Spain, Italy, Great Britain, and Germany. Founded by Swiss immigrant Louis Chevrolet in 1911, the brand is preparing to celebrate its hundredth birthday by releasing the Chevrolet Volt, an innovative line of electric cars with an increased cruising range. More detailed information on Chevrolet may be found at or

ZAO Raiffeisenbank is a subsidiary of Raiffeisen International Bank-Holding AG. Raiffeisenbank is ranking 9th in terms of assets among the Russian banks based on 3Q 2009 results (Interfax-CEA). According to Interfax-CEA, ZAO Raiffeisenbank ranked 5th in Russia in terms of private deposits and 8th in consumer lending in Russia based on 3Q 2009 results.

Raiffeisen International operates one of the largest banking networks in CEE, covering 17 markets across the region through subsidiary banks, leasing companies and a range of other financial service providers. The groups nearly 59,000 employees service around 15 million customers via more than 3,100 business outlets. Raiffeisen International is a fully-consolidated subsidiary of Raiffeisen Zentralbank sterreich AG (RZB), which owns about 70 per cent of the common stock. The remainder is in free float, with the shares listed on the Vienna Stock Exchange. RZB is a leading corporate and investment bank in Austria and the central institution of the Austrian Raiffeisen Banking Group, the countrys largest banking group.

1 Monthly payment depends on the price of the car.


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