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Raiffeisenbank to Update Unsecured Loan Conditions

ZAO Raiffeisenbank is offering its clients updated unsecured loan conditions and lowering Personal Credit interest rates by 3%.

Credit amounts from 91,000 to 450,000 roubles are now issued for a period of 12-36 months at an interest rate of 22.9% per annum. Third-party guarantees and registration of collateral are not required.

Raiffeisenbank's new Personal Credit tariffs are being implemented simultaneously in all regions where the bank is present.

Full information on fees for and advantages of Raiffeisen unsecured loans may be found on the website under «Cash Credit».

ZAO Raiffeisenbank is a subsidiary of Raiffeisen International Bank-Holding AG. Raiffeisenbank is ranking 9th in terms of assets among the Russian banks based on 1H 2009 results (Interfax-CEA). According to Interfax-CEA, ZAO Raiffeisenbank ranked 4th in Russia in terms of private deposits and 6th in consumer lending in Russia based on 1H 2009 results.

Raiffeisen International operates one of the largest banking networks in CEE, covering 17 markets across the region through subsidiary banks, leasing companies and a range of other financial service providers. The group’s nearly 60,000 employees service around 15 million customers via more than 3,100 business outlets. Raiffeisen International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Osterreich AG (RZB), which owns about 70 per cent of the common stock. The remainder is in free float, with the shares listed on the Vienna Stock Exchange. RZB is a leading corporate and investment bank in Austria and the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group.


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