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Alfa-Insurance Group and Raiffeisenbank Signed Cooperation Agreement.

Alfa-Insurance Group and Raiffeisenbank signed a cooperation agreement,under which joint promotion of wide spectrum of banking and insuranceproducts is planned. In particular, Alfa-insurance will be empowered bythe Bank to insure cars, bought on credit granted by Raiffeisenbank.

Alfa-Insurance Groups cooperation with Raiffeisenbank started a year ago, when the Insurer was accredited to work with car-dealers, selling Daimler-Chrysler cars through Raiffeisenbank car loan program.

Agreement, concluded in August, is a new step in cooperationdevelopment, enabling servicing all spectrum of clients both private and corporate, taking a loan with Raiffeisenbank for car purchase in a dealership office.

Andrej Rassvetaev, Head ofAlfaInsurance Group special projects division commented, that taking into account, that share of cars sold on credit exceeds sometimes 40% of total sales volume the agreement is sure to provide for a new effective channel for insurance policies selling.

Alongside with the project we plan further enhancement of cooperation in terms of joint banking-insurance products promotion. The partnership also provides for three-side mortgage and related mortgage insurance programs realization with AlfaInsurance Group, Raiffeisenbank and construction companies as participants, Andrej Rassvetaev added.

Starting October, 2001AlfaInsurance Group consists of OAO AlfaInsurance, OOO AlfaInsurance, OOO AlfaInsurance-life. The Group is a part of Alfa-Group consortium. The Companys major shareholder is Alfa -Bank.

Raiffeisenbank Austria is a subsidiary of Raiffeisen InternationalBank-Holding AG (Raiffeisen International). Raiffeisen International,100per cent owned by Raiffeisen Zentralbank Oesterreich AG (RZB), is theholding company for RZBs most important subsidiaries in Central and Eastern Europe (CEE). RZB is the central institution of the Austrian Raiffeisen Banking Group, the country''s most powerful banking group. The Bank has been operating in Russia since 1996 and offers a full range of services to individual and corporate customers, residents or non-residents, in rouble or in foreign currencies.


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