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Regional branches of Raiffeisenbank join the new project «Mortgage Saturdays» .

In October, 2006, Raiffeisenbank offered a new serviceMortgage Saturdays i.e., individual consultations on mortgage lending. Owing to this service every Saturday clients visiting specialized divisions can get detailed consultations without submitting any documents and also apply for a mortgage loan. Our consultants areready to help potential borrowers choose the most suitable variant of a mortgage loan, make all necessary calculations. Representatives of real estate agencies can help potential borrowers orient themselves on the real estate market. Specialists of insurance companies are ready to explain all the details of insurance when raising a mortgage loan.

The initiativeMortgage Saturdays was introduced into several Moscow branches and the affiliated company Sibirsky located in Novosibirsk on the 28th of October.

From November, the 18th, other regional branches of the Bank:Uralsky located in Ekaterinburg, Samarsky located in Samara and Kubansky located in Krasnodar are ready to offer their clients this service.

Member of Raiffaisen Board, Head of the front office for contacts withnatural persons Roman Vorobiev pointed out:The program Mortgage Saturdays was launched less than a month ago in Moscow and Novosibirsk; however we observe increased interest in this innovation on the part of the clients. We hope that this service will be in high demand also in other branches and will givepotential borrower an opportunity to make this crucial decision consciously, in relaxed atmosphere.

For further information and telephone numbers, sectionFor private persons: Mortgage in Raiffeisenbank.

ZAORaiffeisenbank Austria occupies the 9th position among Russias major banks in terms of the amount of assets according to the outcomes of the 3rd quarter of 2006 (The Center for Economic Analysis, Interfax). Nowadays, the Bank has 19 branches in Moscow, 5 branches in St.Petersburg, regional branches in Ekaterinburg, Samara, Novosibirsk, Chelyabinsk, Nizhny Novgorod, Krasnodar, Krasnoyarsk and Perm. Among Russias leading retail banks Raiffeisen occupies the 8th position in terms of the amount of credits for private persons and the 8thposition in terms of private deposits according to the outcomes of the 3rd quarter of 2006 (The Center for Economic Analysis, Interfax). Raiffeisenbank occupies the 9th position in terms of the amount of the corporate loan portfolio according to the outcomes of the 3rd quarter of 2006 (The Center for Economic Analysis, Interfax).

ZAORaiffeisenbank Austria is an affiliate company of Raiffeisen International Bank Holding AG (Raiffeisen International); the Holding manages bank affiliates and affiliated leasing companies on 16 markets in Central and Eastern Europe. Over 2,700 branches render services to 11 mio. clients. Raiffeisen International is a completely consolidated affiliate company of Raiffeisen Zentralbank Austria AG (RZB) owning 70 percent of Holdings common capital stock, the remaining 30 percent are in free circulation and traded on the Vienna Stock Exchange. Being the lead bank of the Raiffeisen Group, the largest banking group of Austria, RZB is the leading corporate and investment bank and the leading bank of Austria.


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