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Raiffeisenbank and automobile sales center J-Car offer a joint lendingprogram in Nizhny Novgorod.

The official Mazda dealer J-Car in Nizhny Novgorod and the affiliatedcompanyPovolzhsky of ZAO Raiffeisenbank Austria announce special loan interest rate for purchasing Mazda6 car from 4.6 percent per annum. The difference between the interest rate offered by the automobile sales center and by the bank is compensated owing to the cardiscount given by the dealer.

The offer is of a temporary character and applies only to NizhnyNovgorod. The program applies to Mazda6 car when formalizing loan inRaiffeisenbank and applying for full-coverage (KASKO) Car Insurance toOOORenaissance Insurance Group.

This special offer gives a client an opportunity to buy fully equippedMazda6 car on account at an interest rate reduced almost twofold.

We hope that our present and potential clients will appreciate all the advantages resulting from cooperation between Raiffeisenbank and one of the leading automobile sales centers in Nizhny Novgorod. Our joint program offers favorable terms of buying Mazda6 car on account,Head of the affiliate company Povolzhsky Alexander Gritsay pointed out.

J-Car company is the only official Mazda dealer in Nizhny Novgorod. Thecompany offers a full spectrum of services in accordance with thestandards set by Mazda Motor Corporation: Mazda corporate servicing,service activities and original spare parts.

ZAORaiffeisenbank Austria occupies the 9th position among Russias major banks in terms of the amount of assets according to the outcomes of the 3rd quarter of 2006 (The Center for Economic Analysis, Interfax). Nowadays, the Bank has 19 branches in Moscow, 5 branches in St.Petersburg, regional branches in Ekaterinburg, Samara, Novosibirsk, Chelyabinsk, Nizhny Novgorod, Krasnodar, Krasnoyarsk and Perm. Among Russias leading retail banks Raiffeisen occupies the 8th position in terms of the amount of credits for private persons and the 8thposition in terms of private deposits according to the outcomes of the 3rd quarter of 2006 (The Center for Economic Analysis, Interfax). Raiffeisenbank occupies the 9th position in terms of the amount of the corporate loan portfolio according to the outcomes of the 3rd quarter of 2006 (The Center for Economic Analysis, Interfax).

ZAORaiffeisenbank Austria is an affiliate company of Raiffeisen International Bank Holding AG (Raiffeisen International); the Holding manages bank affiliates and affiliated leasing companies on 16 markets in Central and Eastern Europe. Over 2,700 branches render services to 11 mio. clients. Representative offices in Lithuania and Moldova expand the presence of the Group in the region. Raiffeisen International is a completely consolidated affiliate company of Raiffeisen Zentralbank Austria AG (RZB) owning 70 percent of Holdings common capital stock, the remaining 30 percent are in free circulation and traded on the Vienna Stock Exchange. Being the lead bank of the Raiffeisen Group, the largest banking group of Austria, RZB is the leading corporate and investment bank and the leading bank of Austria.


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