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Raiffeisenbank — Best foreign-owned bank that contributed most to thedevelopment of Russian economy.

On November 30 the Second Ceremony of the National Banking Awards for2006 took place. The awards were founded by the Association of RussianBanks and theNational Banking Magazine. Raiffeisenbank was named the Best Foreign-owned Bank in Russia that contributed most to the development of Russian economy.

The gala ceremony was held at the Reception Hall of the Administrationof the President Russian Federation in Moscows Sparrow Hills district. This year 19 credit institutions became laureates of National Bank Awards. The ceremony was attended by representatives of the presidential administration, senior managers from the Central Bank of Russia and major Russian banks, and leading members of the mass media.

CEO Johann Jonah of Raiffeisenbank commented:We are honored to be laureates of one of the Russian banking sectors most significant awards and grateful to the jury and expert council for recognizing our banks achievements. As a foreign-owned bank we are especially pleased to know that our activities are important and valuable to the Russian economy. We will endeavour to continuing meeting the expectations of our clients and partners in the future by improving our products and offering high-quality services.

The National Banking Awards are among the banking communitys most prestigious awards. The major objectives of the awards are to promote the public image of the Russian banking system, provide Russian banking customers with clear, objective guidelines for choosing banks, and contribute to the openness and transparency of the banking system and the formation of the banking elite.

In May 2006 ZAO Raiffeisenbank Austria received the magazine Finance2006s award For trust in the Russian market.

Raiffeisenbank is ranked 9th in terms of assets among top Russian banksbased on Q3 2006 results (CEA Interfax). At present the Bank disposes of20 branches in Moscow, 5 branches in Saint Petersburg and regionalbranches in Ekaterinburg, Samara, Novosibirsk, Chelyabinsk, NizhnyNovgorod, Krasnodar, Krasnoyarsk and Perm. Among the leading retailbanks Raiffeisenbank is the 8th largest bank in Russia in terms ofconsumer lending and 8th in terms of private deposits based on Q3 2006results (CEA Interfax).

ZAO Raiffeisenbank Austria is a subsidiary of Raiffeisen InternationalBank-Holding AG which operates one of the leading banking networks inCEE with subsidiary banks and leasing companies in 16 markets. More than11.7 million customers are attended to through more than 2,775 businessoutlets. In eight markets, the respective Network Bank ranks among thethree largest local banks. Representative offices in Lithuania andMoldova complement the Group''s presence in the region. RaiffeisenInternational is a fully consolidated subsidiary of RaiffeisenZentralbank Osterreich AG (RZB), which owns 70 per cent of the commonstock. The remaining 30 per cent is free float, the shares are traded onthe Vienna Stock Exchange. RZB is a leading corporate and investmentbank in Austria and the central institution of the Austrian RaiffeisenBanking Group, the country''s largest banking group.


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