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ATM network of ZAO Raiffeisenbank and OAO IMPEXBANK exceeds 1000benchmark.

The united ATM network of ZAO Raiffeisenbank Austria and OAO IMPEXBANKnow count more than 1000 items. ATMs are located all across Russia inthe Bank branches, major trade outlets, car showrooms and businesscenters.

After the acquisition of IMPEXBANK in April 2006 the mutual abolishmentof Raiffeisenbank and IMPEXBANK ATM fees has become the first good newsfor the customers. At the beginning of May 2006 when ZAO RaiffeisenbankAustria and OAO IMPEXBANK banking card holders got a possibility to useATMs of both banks fee-free, the combined ATM network counted about 700machines. Now IMPEXBANK ATM network has 533 machines, and that ofRaiffeisenbank - 472.

In addition to standard functions like receiving account balanceinformation Raiffeisenbank and IMPEXBANK ATMs allow to make payments formobile phone, Internet and TV services. Some of the machines may serveas additional currency exchange points. The banks'' customers can alsomake cash contributions via Raiffeisenbank and IMPEXBANK ATMs.

"Rapid development of the ATM network is largely due to the increase ofdemand for performance of operations using bank cards. It should benoted that since we have started our cooperation with IMPEXBANK we havebeen able to increase the ATM number almost by 30%," says Johann Jonach,CEO of ZAO Raiffeisenbank Austria."Such considerable increase of theATM number was possible only due to the joint efforts of both banks."

"Increase of ATM number in all regions of Russia is one of our primarytasks. Extensive and user-friendly ATM network has a positive effect onthe performance of our regional branches. It is often theuser-friendliness of ATM network that plays a decisive role in thecustomer''s choice of the bank where they would prefer to place money oracquire a credit card. The plastic card market is undergoing rapiddevelopment and an extensive ATM network is a serious competitiveadvantage," underlined Pavel Lysenko, Chairman of the Board of OAOIMPEXBANK.

The full list of ATMs and their operating hours can be found at theweb-sites of Raiffeisenbank and IMPEXBANK, respectively:

ZAO Raiffeisenbank Austria is a universal bank which activities arefocused on commercial, retail and investment and banking operations. TheBank has been operating in Russia since 1996, offering a full range ofservices both to corporate and individual customers. ZAO RaiffeisenbankAustria is ranked 10th among the largest Russian banks in terms ofassets based on 2006 results (Interfax-CEA).

IMPEXBANK was established in 1993 and is presently a universalcommercial bank that ranks 28th among the largest Russian banks in termsof assets (Interfax-CEA). IMPEXBANK has an extensive sales networkincluding 205 offices, about 400 consumer-loan offices.

ZAO Raiffeisenbank Austria and OAO IMPEXBANK are affiliates ofRaiffeisen Internazional Bank Holding AG (Raiffeisen Internazional),with subsidiary banks and leasing companies in 16 CEE markets. The Bankserves 11.7 million customers at more than 2,775 business outlets, andalso has representative offices in Lithuania and Moldova. RaiffeisenInternational is a fully consolidated subsidiary of RaiffeisenZentralbank Osterreich AG (RZB), which owns 70 per cent of the commonstock. The remaining 30 per cent is free float; the shares are traded onthe Vienna Stock Exchange. RZB is a leading corporate and investmentbank in Austria and the central institution of the Austrian RaiffeisenBanking Group, the country''s largest banking organization.


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