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Raiffeisenbank and Audi Russia offer a special lending programme.

Audi Russia and ZAO Raiffeisenbank offer a special lending program witha buy-back for the acquisition of Audi cars (Buy-back program). Theoffer is valid all across Russia from March 1 to 30, 2007. The promoaction applies to Audi TT, A3, A4, A6 for loans issued by Raiffeisenbank(except A4 S-line, A6 2.4 Comfort).

The loan is provided at 4.4% p.a. with a maturity period of up to 3years, regardless of the type of income confirmation. The difference ofinterest rates of the car showroom and the Bank is compensated by thedealer’s discount. The minimal down-payment is 30% of the car price.

ZAO Raiffeisenbank Austria is the tenth largest bank in Russia in termsof assets, as of the end of 2006 (CEA Interfax). At present, the Bankhas 24 branches in Moscow, 5 branches in Saint Petersburg and regionalbranches in Yekaterinburg, Samara, Novosibirsk, Chelyabinsk, NizhnyNovgorod, Krasnodar, Krasnoyarsk and Perm. In terms of the corporatecredit portfolio Raiffeisenbank ranks 9th based on 2006 results(Interfax-CEA) and ranks 8th both in terms of private lending andprivate deposits based on 2006 results (Interfax-CEA).

ZAO Raiffeisenbank Austria is an affiliate of RaiffeisenInternazional Bank Holding AG (Raiffeisen Internazional), withsubsidiary banks and leasing companies in 16 CEE markets. The Bankserves 11.7 million customers at more than 2,775 business outlets, andalso has representative offices in Lithuania and Moldova. RaiffeisenInternational is a fully consolidated subsidiary of RaiffeisenZentralbank Osterreich AG (RZB), which owns 70 per cent of the commonstock. The remaining 30 per cent is free float; the shares are traded onthe Vienna Stock Exchange. RZB is a leading corporate and investmentbank in Austria and the central institution of the Austrian RaiffeisenBanking Group, the country''s largest banking organization.


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