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«Yuzhny Ural» Branch of ZAO Raiffeisenbank Austria and OOO AvtomirChelyabinsk singed an agreement on cooperation.

At the end of March 2007"Yuzhny Ural" Branch of ZAO RaiffeisenbankAustria signed an agreement on cooperation with OOO Avtomir Chelyabinskwhich is part of Avtomir Company Group and is the first official dealerof MAZDA in Chelyabinsk oblast. The established partnership will allowcar enthusiasts of Chelyabinsk to use the new car loan programme of ZAORaiffeisenbank Austria for acquisition of MAZDA cars in the new tradeand service center of Avtomir Company Group which is to be officiallyopened at the end of April.

Under this programme the crediting period for acquisition of a new MAZDAcar can reach 7 years. The interest rates amount to 9% to 15% and dependon the loan currency– USD, euro or rubles – on the income confirmation method and on the type of early repayment moratorium. At customer''s will, the early repayment moratorium – a period during which the customer can make partial or full early repayment – can range from 3 to 6 monthsafter the allowance of credit.

"It is important to us that Avtomir Company, one of the major cardealers both in Moscow and in regions, is among our strategic partnersin the car loan programme," said Shukhrat Sobirov, Director of"YuzhnyUral" Branch. The company''s penetration into Chelyabinsk market is alandmark and we are glad that Raiffeisenbank has become on the firstbanks with which the Company signed an agreement on cooperation. We aresure that high quality service and competitive advantages of our Bank''scredit products will make our cooperation productive and successful.

ZAO Raiffeisenbank Austria is ranked 10th in terms of assets amongRussian largest banks based on 2006 results (Interfax-CEA). At present,the Bank has 24 branches in Moscow, 5 branches in Saint Petersburg andregional branches in Ekaterinburg, Samara, Novosibirsk, Chelyabinsk,Nizhny Novgorod, Krasnodar, Krasnoyarsk and Perm. In terms of thecorporate credit portfolio Raiffeisenbank ranks 9th based on 2006results (Interfax-CEA). Among the leading retail banks of Russia,Raiffeisenbank ranks 8th both in terms of private lending and privatedeposits based on 2006 results (Interfax-CEA).

ZAO Raiffeisenbank Austria is an affiliate of RaiffeisenInternazional Bank Holding AG (Raiffeisen Internazional), withsubsidiary banks and leasing companies in 16 CEE markets. The Bankserves 11.7 million customers at more than 2,775 business outlets, andalso has representative offices in Lithuania and Moldova. RaiffeisenInternational is a fully consolidated subsidiary of RaiffeisenZentralbank Osterreich AG (RZB), which owns 70 per cent of the commonstock. The remaining 30 per cent is free float; the shares are traded onthe Vienna Stock Exchange. RZB is a leading corporate and investmentbank in Austria and the central institution of the Austrian RaiffeisenBanking Group, the country''s largest banking organization.


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