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Russia’s Raiffeisenbank lowers its interest rates on mortgages

Interest rates on mortgages at Raiffeisenbank have been cut by 0.5-1.25 % depending on the selected mortgage programme, the client category, the size of the down payment and the loan term. Now interest rates range from 10.25% to 14.25% per annum in roubles and from 9% to 10.75% in U.S. dollars.

"In the first quarter of 2013, growth in the demand for mortgage loans on market totalled about 20%, and in view of this trend we have decided to lower our mortgage rates. I would like to note that currently there is stable demand for the purchase of finished housing (more than half of the mortgages are granted precisely for such apartments), as well as for housing under construction," said Andrey Stepanenko, Deputy Chairman of the Board, Head of the Retail Private Individuals and Small Enterprises Directorate at ZAO Raiffeisenbank.

For more detailed information about Raiffeisenbank’s mortgage programmes.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 12th among the Russian banks in terms of assets, based on Q1 2013 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of liabilities of individuals and 10th with regard to consumer lending.

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. In total, more than 59,000 employees serve some 14.2 million customers through more than 3,000 business outlets, the great majority of which are located in CEE. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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