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Russia’s Raiffeisenbank reduces small business loan rates

Raiffeisenbank announced a reduction in the rates for small and micro business loans by 2-3%.

In particular, flat rates for the Express unsecured loan and the Classic secured loan of 17.9% and 14.9% respectively have been introduced. 

According to our estimates, the small and medium business lending market will grow at the rate of 25-27% per year in the nearest future, and the growth rates will depend on the availability of bank financing and the policy of the state in relation to support for small and medium sized business. Being aware of the growing demand of small business for financing, we decided to introduce flat rates for the most popular loan products regardless of the loan term, said Maxim Lukyanovich, Head of the Small and Micro Business Department at ZAO Raiffeisenbank.

For details on small and micro business lending visit Raiffeisenbanks official website.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 12th among the Russian banks in terms of assets, based on 2012 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of liabilities of individuals and 10th with regard to consumer lending.

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the worlds financial centres and in Asia, the groups further geographical area of focus. In total, around 61,000 employees service about 14.1 million customers through around 3,100 business outlets, the great majority of which are located in CEE. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBIs shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the countrys largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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