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Russia’s Raiffeisenbank reduces mortgage rates

At the beginning of 2013, Raiffeisenbank is changing its mortgage rates. The rates have been reduced by 0.25% for customers who signed their loan agreements within 45 days of primary approval by the bank. Thus, the minimum rate will be 11.25%* per annum in roubles.

In addition, the rates on all mortgage programmes for payroll customers have been reduced. Therefore, the total discount for this customer category, if a loan agreement is signed within 45 days, will be 0.5%, while the minimum rate will be 10.25%* per annum in roubles.

«As prices on the real estate market are continuously changing, in order to purchase an apartment on good terms it is important to lock it in a price and make a sale and purchase transaction as early as possible. On average it takes our customers up to 35-50 days to sign the agreement, and we are glad to offer an extra bonus to borrowers who would like to promptly purchase an apartment,» said Andrey Stepanenko, Raiffeisenbank Deputy Chairman of the Board, Head of Retail Private Individuals and Small Enterprises Directorate.

*Rates are given based on the «Winter» promotional offer (09.01.2013 — 31.01.2013).

For more details on Raiffeisenbank mortgage programmes visit.

ZAO Raiffeisenbank
is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 11th among the Russian banks in terms of assets, based on Q3 2012 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of liabilities of individuals and 10th with regard to consumer lending.

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. In total, around 61,000 employees service about 14.1 million customers through around 3,100 business outlets, the great majority of which are located in CEE. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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