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Russia’s Raiffeisenbank: New Year mortgage promotion

Raiffeisenbank announces the commencement of its New Year mortgage promotion. From December 1, 2012 to December 31, 2012 the rates for all rouble mortgage programmes will be reduced by 0.75 percentage points.

Under the promotion the minimum rouble mortgage rate will be 11.25%. The reduced rates are valid for all Raiffeisenbank mortgage programmes (loans to buy property in the primary or secondary market, the acquisition of property secured by real estate, refinancing, loans for any purpose).

«The current market dynamics differ somewhat from the pre-crisis dynamics, when the demand for mortgages was growing very rapidly. However, at this point we have no reason to believe that there will be a decrease in the demand for mortgages, especially in the run up to New Year,» said Anastasia Peregrimova, the head of the Mortgage Lending Development Division at Raiffeisenbank.

Raiffeisenbank regularly improves the terms of its mortgages: in summer the minimum mortgage rate was reduced, and in autumn the rates for all mortgage programmes were reduced by 0.5 percentage points as part of a seasonal promotion.

More details about the terms of Raiffeisenbank mortgages can be found here.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 11th among the Russian banks in terms of assets, based on Q3 2012 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of liabilities of individuals and 10th with regard to consumer lending.

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. In total, around 61,300 employees service about 14.6 million customers through around 3,100 business outlets, the great majority of which are located in CEE (these figures include Polbank). Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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