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Raiffeisenbank holds special «Lucky Day» offer for clients applying for cash loans

On June 9, Raiffeisenbank held a special Luck Day offer, under which clients applying on that day for cash-based loans and receiving the bank's approval are to receive as a gift a football jersey with the emblem of the Russian national team.

The offer was held in Raiffeisenbank branches in Krasnoyarsk, Novosibirsk, Perm, Lipetsk and Stavropol. In order to participate in the offer, potential borrowers were asked to fill out an application form and submit it to the bank along with a complete set of documents for receipt of cash-based credit. The bank is to inform applicants by telephone of its decision within 2-5 work days and, where the decision is positive, of how to receive the bank's gift.

Raiffeisenbank offers retail clients two types of cash loans: People's Credit of RUR 25,000 to RUR 90,000 for 1-5 years at an annual interest rate of 17.5%, and Personal Credit of USD 3,600 to USD 25,000 (or RUR 91,000 to RUR 750,000) for 1-5 years at an annual interest rate of 15%.

Roman Vorobev, a member of the bank's management board and the head of its retail division, offered the following comments: It has become a tradition at Raiffeisenbank to offer clients valuable gifts. This current offer is dedicated to the opening of the Euro 2008 football championship, and we decided to offer our clients a small theme' gift which we hope will make this sports holiday even more interesting for them.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen International Bank-Holding AG. Raiffeisenbank is the largest foreign-owned bank in Russia, ranking 7th in terms of assets among top Russian banks based on 1Q 2008 results (Interfax-CEA). Raiffeisenbank is ranked 8th in terms of corporate lending based on 1Q 2008 results (Interfax-CEA). According to Interfax-CEA, ZAO Raiffeisenbank ranked 4th in Russia in terms of private deposits and 6th in consumer lending in Russia based on 1Q 2008 results.

Raiffeisen International operates one of the largest banking networks in CEE. 17 markets of Europes growth region are covered by subsidiary banks, finance leasing companies, a representative office and a number of other financial service providers. Over 14 million customers are attended to through more than 3,000 business outlets. Raiffeisen International is a fully consolidated subsidiary of Raiffeisen Zentralbank Osterreich AG (RZB), which owns 68.5 per cent of the common stock. The balance is free float, the shares are traded on the Vienna Stock Exchange. RZB is a leading corporate and investment bank in Austria and the central institution of the Austrian Raiffeisen Banking Group, the countrys largest banking group.


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