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Russia’s Raiffeisenbank: summertime mortgage promotions

From 1 to August 31, Raiffeisenbank is lowering its mortgage rates by 0.5%.

During this time, Raiffeisenbank customers can take out a mortgage at a rate of 11.5%. The reduced rates are valid for all Raiffeisenbank mortgage programmes (mortgages to buy real estate in the secondary market, or primary market (after the registration of property rights), the purchase of real estate secured by property, refinancing).

«In 2012, the mortgage market has been growing rapidly. According to the latest Central Bank data, there has been a double digit increase in the amount of mortgages issued compared to the same time period last year. In keeping with the mortgage growth, Raiffeisenbank is focusing on making its mortgages more attractive for the customer: in particular, the minimum interest rate was reduced, and the requirement for the minimum amount of credit that could be repaid early was abolished. In addition, we offer a comprehensive mortgage lending programme: we have developed special terms for our customers together with the real estate developers that we partner with» said Anastasia Peregrimova, Head of Mortgage Lending Development Division at Raiffeisenbank.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on H1 2012 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of liabilities of individuals and 10th with regard to consumer lending.

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. In total, around 61,300 employees service about 14.6 million customers through around 3,100 business outlets, the great majority of which are located in CEE (these figures include Polbank). Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI


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