This is a new GM-Finance loan programme. A low monthly payment of just 5,000 roubles is available for specified models. This monthly payment is considerably less than the average monthly payment for traditional new car loans.
These loans will be approved in either roubles or USD for terms ranging from one to five years. The down payment depends on the specific model and options as well as on the term of the loan.
Unlike traditional new car loans, this partial amortisation loan allows the borrower to pay the balance at the end of the term which can be up to 45 per cent of the purchase cost. This amount is not paid during the term of the loan.
At the end of the term of the loan, the buyer can work with his/her Opel dealer to decide the best way to make the final payment including:
This programme is valid at all Raiffeisenbank branch offices.
Further information is available at the Car loan section of ZAO Raiffeisenbank website.
ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on H1 2011 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of private deposits and 7th with regard to consumer lending.
Raiffeisen Bank International AG regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. Around 60,000 employees service about 13.5 million customers through around 3,000 business outlets, the great majority of which are located in CEE. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.