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Raiffeisenbank of Russia and Cadillac launch a joint programme

1 June, 2011 ZAO Raiffeisenbank and Cadillac Russia signed an agreement to join efforts in a special car loan programme.

Under the programme, interest rate on loans to purchase new Cadillac cars is reduced by 1-2%, and no loan commitment fee applies.

The joint programme offers attractive lending terms for purchase of Cadillac cars, at a friendly rate of 9.5% p.a. for rouble loans, provided a downpayment of 40% of the cars price, with a repayment period of 12 months. The main advantages of the offer include the promptness of the lending process, when only two confirming documents are required, the 5-year maximum lending period and the RUR 3,000,000 limit.

In addition, Raiffeisenbank offers all customers who purchase a Cadillac with a loan or cash to apply for a special-terms Premium package  a bundle of premium-quality banking products and services. Specially designed for affluent customers, the package grants access to tailored solutions of Premium Banking, focused on comfortable servicing and effective management of personal finances. Should they purchase the package, the customers will enjoy first six months of Premium Banking for free.

We are happy to continue our partnership with a modern and reliable bank, which offers premium-class services to its customers. Our new car financing programme with ZAO Raiffeisenbank will allow even more people to fulfill their ambition and buy a car of the truly cult Cadillac brand. All our cars are equipped with impressive innovative technologies, feature lavish and comfortable design that will satisfy even most sophisticated customers, says Andrey Kolosov, sales and marketing director at Cadillac (Russia).

Its a great honour for us to work in a partnership with the worlds leading car maker and to be able to offer not just financing for purchase of a premium-class car, but also Premium Banking services, which cater ideally to the needs of those who buy Cadillac cars, says Andrey Stepanenko, member of the management board of ZAO Raiffeisenbank, head of retail private individuals directorate; And if car dealers offer to test-drive a new car, we at Raiffeisenbank offer an opportunity to test-drive our Premium Banking products and services.

This offer is valid in all Cadillac dealerships.

has been a leading luxury car brand since 1902. Recent years saw its rejuvenation due to new unique engineering and technological innovations. More on Cadillac at

ZAO Raiffeisenbank
is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on Q1 2011 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of private deposits and 8th with regard to consumer lending.

Raiffeisen Bank International AG regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. Around 60,000 employees service about 14 million customers through around 3,000 business outlets, the great majority of which are located in CEE. RBI is the only Austrian bank with a presence in both the worlds financial centres and in Asia, the groups further geographical area of focus. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, which is listed on the Vienna Stock Exchange; the remainder is in free float. RZB is the central institution of the Austrian Raiffeisen Banking Group, the countrys largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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