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Russia’s Raiffeisenbank: half price spring-time loans

In early March, Russia’s Raiffeisenbank launched a special spring event. Every customer who obtains a credit card or takes out a cash loan before May 15, 2011, will receive a 50% discount on the credit card and loan fees for the first year.

In addition, the consumer lending terms were updated. Now, besides the reduction in loan fees, the interest rate on cash loans will range from 15.9% to 19.9% per annum. For payroll clients the rate was lowered to 14.9% per annum. When a loan is taken out, the client is offered a credit card as a gift.

«We are endeavoring to continually develop new products for our customers. Now we are offering better terms on our consumer loans, and we have halved the commission on credit cards. I hope that our spring-time offers will be valued by our customers,» said Andrey Stepanenko, a Member of the Board of Raiffeisenbank, and the Head of Retail Private Individuals Directorate.

ZAO Raiffeisenbank
is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on 2010 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 6th in terms of private deposits and 8th with regard to consumer lending.

Raiffeisen Bank International AG regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. More than 59,000 employees service about 15 million customers through around 3,000 business outlets, the great majority of which are located in CEE. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, which is listed on the Vienna Stock Exchange; the remainder is in free float. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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