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Russia’s Raiffeisenbank: new deposits accounts in the Internet bank

Raiffeisenbank is continuing to expand the functionality of the Raiffeisen Connect Internet bank. Now bank customers can apply for a new Rentier and Popolnyaemy deposit account, and pay money into these accounts.

The Rentier deposit account can be payed into without limitation, and can be opened for a period of 6 months to 5 years. The interest is transferred onto the customers current account monthly. Depending on the amount and term of the deposit, the interest rate is as follows: for deposits in roubles  from 3.2% to 8.6%, for deposits in U.S. dollars  from 0.6% to 4.1%, and for deposits in euros  from 1.0% to 4.3%.

The Popolnyaemy deposit account also allows customers to pay in funds without limitation. The payment of interest is made at the maturity date of the deposit, which can range from 31 days to 5 years. Depending on the amount and term of the deposit interest, the rate is as follows: for deposits in roubles  from 3.0% to 8.7%, for deposits in U.S. dollars  from 0.3% to 4.2%, and for deposits in euros  from 0.5% to 4.4%.

The minimum amount required to open one of these deposits is RUR 15,000, USD 500, or 500 euros (depending on the deposit account currency). The deposits can be extended.

We have always sought to ensure that our services are convenient for our customers. They can manage their accounts, open deposit accounts and pay funds into them in just a few minutes, even without leaving home. Our customers value these services and they are in high demand amongst customers who, like ourselves, value time and money, said Andrew Stepanenko, member of the board of Raiffeisenbank, and the Head of the Consumer Banking Directorate.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on 2010 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 6th in terms of private deposits and 8th with regard to consumer lending.

Raiffeisen Bank International AG regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. More than 59,000 employees service about 15 million customers through around 3,000 business outlets, the great majority of which are located in CEE. RBI is the only Austrian bank with a presence in both the worlds financial centres and in Asia, the groups further geographical area of focus. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, which is listed on the Vienna Stock Exchange; the remainder is in free float. RZB is the central institution of the Austrian Raiffeisen Banking Group, the countrys largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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