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Raiffeisenbank of Russia launches a new mortgage special offer

Starting 1 February, 2011 up to 31 March, 2011 ZAO Raiffeisenbank is offering special conditions for its mortgage loans where loan origination fee is cancelled for all types of the current mortgage programmes except multipurpose loans secured by real property. Therefore, the following programmes are covered by the special offer: purchase of secondary-market appartments, purchase of an appartment in a newly-built house, and purchase of property secured by the borrowers residential property.

We believe this offer will appeal to our customers as our mortgage terms are back to the pre-crisis level. Given the todays robust demand in the real estate market, we are making the right step to meet the needs of our potential borrowers, commented Andrey Stepanenko, member of the Board of ZAO Raiffeisenbank, head of Retail Private Individuals Directorate.

This action is not the first of its kind at Raiffeisenbank. Earlier in winter, the Bank already offered similar conditions for the same mortgage programmes: all customers signing mortgage deals in the period from 1 December, 2010 up to 31 January, 2011 were offered a 0,5 p.p. discount, with the minimum interest rate at 11,75%.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on 2010 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 6th in terms of private deposits and 8th with regard to consumer lending.

Raiffeisen Bank International AG regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. More than 59,000 employees service about 15 million customers through around 3,000 business outlets, the great majority of which are located in CEE. RBI is the only Austrian bank with a presence in both the worlds financial centres and in Asia, the groups further geographical area of focus. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, which is listed on the Vienna Stock Exchange; the remainder is in free float. RZB is the central institution of the Austrian Raiffeisen Banking Group, the countrys largest banking group, and serves as the group head office of the entire RZB Group, including RBI.


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