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Raiffeisenbank continues to improve the security of bank cards

Raiffeisenbank continues to improve the security of bank card payments for goods and services via the Internet, and has announced the introduction of 3-D Secure technology, which is part of the MasterCard®SecureCode™ programme, for all types of MasterCard, except the Maestro card.

It is worth mentioning that earlier this year, Raiffeisenbank introduced 3-D Secure technology as part of the Verified by Visa programme for online payments using bank cards with the international payment system VISA.

«Thanks to 3-D Secure, we have created an additional level of security when making bank card payments via the Internet. This technology helps to minimize the risk of unauthorized client card usage whilst making payments to online stores,» said Andrey Stepanenko, the head of the Cosumer Banking Directorate and a board member of Raiffeisenbank.

When a payment is being made for the first purchase in an online store, the customer is prompted to activate the MasterCard debit or credit card service. After activating the service, the cardholder is sent a password through his or her cellphone. The transaction will be approved as soon as the customer enters the password into the online store. This service is provided to card holders for free, and is connected to automatically when a purchase is made in any online store that supports the technology 3-D Secure.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen International Bank-Holding AG. Raiffeisenbank is ranking 9th in terms of assets among the Russian banks based on H1 2010 results (Interfax-CEA). According to Interfax-CEA, ZAO Raiffeisenbank ranked 6th in Russia in terms of private deposits and 9th in consumer lending in Russia based on H1 2010 results.

Raiffeisen International operates one of the largest banking networks in CEE, covering 17 markets across the region through subsidiary banks, leasing companies and a range of other financial service providers. The group’s nearly 56,000 employees service more than 14.7 million customers through around 3,000 business outlets. Raiffeisen International is a fully-consolidated subsidiary of Raiffeisen Zentralbank ?sterreich AG (RZB), which owns 72.8 per cent of the common stock. The remainder is in free float, with the shares listed on the Vienna Stock Exchange. RZB is a leading corporate and investment bank in Austria and the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group.


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